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Finance

  • There are several travel offers available for Serving personnel and their families. Whether you are travelling home, or planning a mini break, the following discounts may help reduce the cost:...

  • There is a credit union designed to enable Armed Forces personnel to save with, and pay off loans, through ‘payroll deduction’. The payment will come directly from an individual’s salary or...

  • Following the collapse of Wonga, the payday lender who went into administration, Service personnel with Wonga loans are being offered a “payday payoff” loan facility from Plane Saver Credit Union....

  • There are lots of offers available to Armed Forces personnel and their families:   Defence Discount Service Here you can find discount vouchers for a wide variety of high street...

  • If you’re looking for free and impartial advice, the Monday Advice Service is government-run and can help you improve your finances, using tools and calculators to keep track and plan ahead,...

  • Free Breaks for Service families The Tile Barn Outdoor Centre would like to introduce the Poppy Pod Village which is their legacy to Armed Service personnel. These Pods are here...

  • We’ve put together some great holiday offers for Naval Service families, whether you’re after a budget break with the kids or a 5* Spa weekend treat, please click here.   ...

  • Before choosing any kind of insurance, you may want to seek advice from your unit administrative staff, and also check the Services Insurance and Investment Advisory Panel (SIIAP) where you...

  • It has now been announced that spouses and civil partners of Service personnel will be able to apply for a new type of National Insurance (NI) credit to protect their...

  • The School of Law at Queen Mary University of London established a legal advice centre in 2006, which is open to the general public. Through their Law For Forces Project,...

  • Grandparents caring for grandchildren under 12 could qualify for National Insurance credits that can top up their income in retirement. Many working-age grandmothers and fathers could qualify for Class 3...

  • It’s important to make a Will and keep it up-to-date, to ensure that your money and possessions are allocated according to your wishes. Failure to leave a Will can mean...

  • The Ministry of Defence has produced a guide to expenses and allowances for Serving personnel and the support families could receive.   This booklet, accessible here, holds a wealth of...

  • The Naval Families Federation shared the announcement made by the Government last year (2017), that spouses and civil partners of Service personnel will be able to apply for a new...

  • In preparation for presenting evidence to the Armed Forces Pay Review Body (AFPRB) 2018, the Naval Families Federation (NFF) carried out a short online survey on pay. The survey was...

  • Full details are in the documents below, together with details of Expenses and Allowances, as well as Food and Accommodation charges: Food and Accommodation Charges Allowance and Expenses Rates  Training Bounties...

  • Pensions There are currently three Armed Forces Pension Schemes for members of the Military:   1. AFPS 75 (Armed Forces Pension Scheme 1975) This scheme was introduced in 1975 and...

  • The NFF is delighted that Defence Secretary Gavin Williamson has announced his intention to counter the Scottish Government’s income tax rise that affects thousands of Naval Service personnel in Scotland....

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