Information and News about Pensions

Here you will find information and links to other resources relating to pensions and below are a blog list of news articles aimed at Naval Personnel and their Families.

Armed Forces Pensions

Click here to view the MOD’s comprehensive guide to Armed and Reserve Forces Pension Schemes, Compensation Schemes and Benefits.

Armed Forces Pension Calculator

The Pension & Annual Allowance Calculator provides a guide to the pension benefits you could expect to receive under Armed Forces Pension Schemes.

Service Personnel and Veterans Agency -(SPVA) –The Service Personnel and Veterans Agency run the JPAC Enquiry Centre, which deals with various issues including pension and pay. If you have such a query please contact JPAC on the details below with your service number to hand. The centre is open from 0700 – 19:00 Monday – Friday.

Tel: 0141 224 3600
Freephone: 0800 085 3600
Overseas : +44 141 224 3600
Military : 94560 3600

Forces Pension Society

This independent organisation exists to ensure that serving and retired members of the Armed Forces, their widows, widowers, surviving partners, civil partners and dependants, receive the pension to which they are entitled and which they deserve. It is an independent, not-for-profit organisation, allowing it to campaign objectively on behalf of their members and of members of the Armed Forces generally. For more information on the society, please visit their website.

The White Ensign Association

This is a registered charity, which was formed in 1958 with Admiralty Board endorsement. The activities of the Association are supervised by a Council of Management, representing a distinguished body drawn from the City of London, Commerce, Industry and the Royal Navy. Its functions are to provide independent, free, confidential and unbiased help on all matters of personal finance, including investment and financial planning for resettlement. It also offers assistance on all matters of civilian employment. This service is available to all serving and retired officers, men and women of the Royal Navy and Royal Marines, and their respective Reserves. It is also available to spouses and dependants of natural beneficiaries. To contact the Association you can e-mail them on: or telephone: 020 7407 8658, MOD 9621 81945. website