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child care Tag

A new Childcare Choices website has now been launched, so that millions of parents can pre-register for the government’s new childcare offers.

 

We know that childcare is important to many Naval families (click here to see our Childcare survey results) so we’re pleased to see that Childcare Choices has brought together all the government childcare offers for the first time, to help parents find the right childcare support to suit them.

 

As part of Childcare Choices, the government is introducing two new offers in 2017 – HMRC’s Tax-Free Childcare and the Department for Education’s 30 hours free childcare.

 

The introduction of Tax-Free Childcare will begin on 28 April, for parents of the youngest children. It will be gradually rolled out over 2017 – cutting childcare costs by up to £2,000 per child per year, or £4,000 for disabled children, for working families across the UK.

 

The new 30 hours free childcare offer will be available in England for working parents of three and four year olds from September 2017. Parents will be able to apply in advance of September, and at the same time as Tax-Free Childcare.

 

The Childcare Choices website, launched today, includes a Childcare Calculator for parents to compare the government’s childcare offers and check what works best for their families.

 

Through the site parents can also pre-register for email alerts that will notify them when they can apply.

 

David Gauke, Chief Secretary to the Treasury, said:

“The new Childcare Choices website provides busy families with options that suit their needs, so they can clearly see which childcare offer works best for them. For the first time, we have brought all the childcare options together to make the process easier and simpler for families and childcare providers.”

 

Education Secretary, Justine Greening, said:

“Affordable childcare and early years education are a vital part of how we can get our children on the right path, whilst also helping parents to be back at work, if that is what they want. Many parents are struggling to balance the cost of childcare against the benefits of being in work and this government wants to help.

 

“From today, parents can use the Childcare Choices website to find out what support is available for their family. It’s a quick and easy way for parents to choose the offer that’s best for them and their children.”

 

Posted on: 25th March, 2017

Grandparents caring for grandchildren under 12 could qualify for National Insurance credits that can top up their income in retirement.

Many working-age grandmothers and fathers could qualify for Class 3 National Insurance credits for looking after children aged under 12 – which can be used to top up their income in retirement.

Half of Britain’s 7 million working-age grandparents have a grandchild under the age of 16.

Working parents can give up the Child Benefit credits they receive and donate them to their child’s grandparents or other adult family members for the previous tax year. Grandparents and parents must apply for the credits to be transferred.

 

Top grandparent facts

Top grandparent facts include:

  • 1 in 4 working families and 1 in 3 working mothers use grandparents for childcare
  • 63% of all grandparents with grandchildren under 16 help out with childcare
  • 1 in 5 grandmothers provide at least 10 hours a week of childcare
  • the proportion of grandparents who are of working age is set to grow as the retirement age gradually rises

 

More information

Applications for NI credits for caring for children under 12 need to be made to HM Revenue & Customs (HMRC) and must be signed by both the adult carer and the Child Benefit recipient. Applications need to be made in the October following the end of the tax year in which the caring took place.

The credit is a Class 3 National Insurance credit and protects entitlement to basic State Pension and bereavement benefits for spouses and civil partners.

There is no minimum requirement for the number of hours of care in a week as long as the credit is transferred for a full week. For details of who can apply and how, visit here or phone the National Insurance Helpline on 0845 302 1479.

The new flat-rate State Pension, set above today’s means-tested support, is designed to provide certainty to people about what they will get in retirement. It will benefit women, and also the self-employed, who are currently excluded from qualifying for state second pension.

Figures in this release come from the Grandparents Plus briefing paper on grandparental childcare and their publication Doing it all?

 

Posted on: 20th January, 2017